Just finished another expensive and painful ordeal at the dentist. I'm so frustrated with my insurance. It doesn't make any sense that dental care isn't handled the same way as medical care. With my health insurance plan I pay a deductible and then insurance picks up the rest. With dental care it's the opposite, they pay the inital chunk and anything over that is out of my pocket.
A few years ago I fell and fractured my skull. (don't do that. it's really painful). I was in the hosipital for a few days and the total bill was about $15K (I think). I paid a few hundred dollars and insurance picked up the rest. During the last couple of weeks I've had nearly $4K worth of dental work and insurance covered about a thousand of that and that's it. I've got to cover the rest.
It just doesn't make sense to me that if it's a bone in your leg that needs work then health insurance covers you but if it's a tooth in your mouth then you're hosed.